Welcome home to this beautifully updated all-brick ranch in the established St. James Estates community--NO HOA! Situated on a generous, wooded 0.30-acre fenced lot, this move-in ready home offers 4 spacious bedrooms, 2 full baths, and a versatile floorplan designed for comfortable living and entertaining.Inside, you'll find luxury vinyl plank flooring throughout the home, smooth ceilings, and abundant natural light. The updated kitchen features granite countertops, stainless steel appliances, and ample dining space, all flowing seamlessly into the cozy family room with a wood-burning fireplace--perfect for gathering. A separate laundry room adds convenience, and the washer and dryer convey with an acceptable offer.Major updates provide peace of mind, including a newer architectural roof (2019), HVAC (2018), and a fully encapsulated crawlspace with sump pump, dehumidifier, and French drain system--complete with transferable warranty. The fireplace was updated to code in 2020. Fresh interior paint, newly epoxy-coated garage floor, and recent exterior power washing make this home truly turnkey. The finished FROG (heated and cooled, not included in square footage) offers flexible space for a home office, gym, or guest retreat. Outside, enjoy the large fenced backyard, front porch, patio, and an attached workshop/storage area--ideal for hobbies or extra storage. The extra-long driveway and oversized 2-car garage provide plenty of parking. An outside storage room off the patio offers a great place for overflow living or storage, or a home gym or potting shed! Make it your own! Conveniently located near shopping, dining, and major roadways, this well-maintained home combines space, updates, and value in one exceptional package. Don't miss this opportunity!