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Floodgate... to Move or Not to Move

For the third year in a row, many Charleston residents have been significantly impacted by flooding, and a lot of them are feeling like the juice just ain’t worth the squeeze anymore.

Older homes with ductwork in the crawlspace seem to be at the top of list when it comes to frustrating homeowners. No one likes replacing ductwork to begin with, now imagine having to replace it three years in a row. Homeownership is not meant to nag the happiness out of you or be a financial burden, and those that recognize this will complete their repairs, sell to a Yankee, and move on.

After this last round of holy commotion many people are telling us that they are at a bit of a loss on where to go. One woman I spoke to has lived on Limehouse St. for 30 years and she is done with maintaining her peninsula property and paying an astronomical flood insurance premium. She will be the last of her original neighbors to leave. Since she is coming from a grand home, a condo just won’t cut the mustard. She is considering Olde Park (you know it’s fancy widdat extra “e” y’all) and she mentioned Old Village which I discouraged her from because it is a lateral move in regards to flood zone. I also recommended I’On. Those who have not explored the neighborhood in its entirety completely miss what it is: f’ing fabulous. There ARE homes there with privacy and expansive marsh views, and in some areas of the neighborhood no flood insurance is required. A bit further out is Hibben and Belle Hall and beyond that Daniel Island can be a good option for those that do not have to shuffle kids around town or commute to work on a daily basis. 526 is a real problem for those folks, but doesn’t have nearly the same effect on retirees ready to just lounge by the pool.

What all of these neighborhoods have in common are stately, elevated homes that are newer construction and are in areas that aren’t typically affected by flooding. They allow for reasonable flood and hazard insurance premiums that we generally see with properties located west of 17 outside of the Wind and Hail zones.

Real Estate professionals problem-solve all day err’y day. This particular homeowner’s problems will be solved when she moves into a newer home in an area that doesn’t typically flood so she can spend less on her property and more on things she enjoys doing. Our prescription is different for everyone, so if you are considering a transition because your property is becoming a hassle to maintain for any reason, please contact us today so we can learn about your story and get on the path to a solution in the form of home that is more suitable for your needs.

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